Module 1: Basics of Personal Financial Management: (Lecture Vid Module 1 : Downloads)
The Personal Financial Planning Process, Preparation of Personal Budget, Personal Financial Statements, Personal Income Tax Planning. Case studies on personal financial planning of individuals.
Module 2: Personal Savings & Investment: (Lecture Vid Module 2 : Downloads)
Investment Criteria- liquidity, safety and profitability. Savings instruments of Post Office and Banks. Chit Funds. Investment in Shares, Debentures, Corporate and Government Bonds, Mutual Fund. Investment in Physical Assets – Real Estate, Gold and Silver. Risk and Return associated with these investments. Case studies on risk and return perception of retail investors on various investments.
Module 3: Computation of Return and Risk of Personal Investment: (Lecture Vid Module 3 : Downloads)
Present Value and Future Value of a Single Amount and an Annuity. Computation of interest, dividend and capital gains on personal investments. Impact of leverage on return. Personal tax planning,
Module 4: Retirement Savings Plans: (Lecture Vid Module 4 : Downloads)
Pension Plans- Defined Contribution Plan and Defined Benefit Plan. Provident Fund, Gratuity. Life Insurance Plans. General Insurance Plans. Reverse Mortgage Plans.